InvestTrack

Terms of Use

These terms of use apply to the use of the InvestTrack application. By creating an account and using InvestTrack, you agree to these terms. These terms are governed by Dutch law.

Last updated: 2 March 2026

1. Definitions

  • “InvestTrack”, “we”, “us”: the provider of the InvestTrack application
  • “User”, “you”: any natural person who creates an account and uses InvestTrack
  • “Service”: the InvestTrack web application and all associated functionalities
  • “Account”: the personal user environment created upon registration
  • “Content”: all data, text, and information entered by the User into the Service

2. Applicability

  1. These terms apply to all use of the Service and all agreements arising therefrom.
  2. By creating an Account, you confirm that you are at least 16 years of age and have the legal capacity to enter into this agreement.
  3. Deviations from these terms are only valid if agreed in writing.

3. Account Registration and Security

  1. To use the Service you must create an Account with a valid email address and a password that meets the minimum security requirements (at least 8 characters, including an uppercase letter, a lowercase letter, and a digit).
  2. You are responsible for keeping your login credentials confidential and for all activities that take place through your Account.
  3. You must notify us immediately of any unauthorised use of your Account via support@investtrack.app.
  4. We reserve the right to suspend or terminate Accounts in the event of a breach of these terms.

4. Description of the Service

  1. InvestTrack is a tool for tracking and analysing investment portfolios. The Service includes, among other things:
    • Managing portfolios across various asset classes (stocks, crypto, real estate, private equity, savings, ETPs, pension, loans)
    • Automatic price updates via external data providers
    • Importing data via CSV/Excel files
    • Linking with banks and brokers (Tink, Interactive Brokers, DeGiro)
    • Historical value development and performance analysis
    • Optional AI portfolio analysis
    • Income and dividend tracking
  2. The Service is provided “as is” and “as available”. We strive for high availability but do not guarantee uninterrupted access.

5. No Financial Advice

  1. InvestTrack is expressly not a financial service provider, investment adviser, or asset manager within the meaning of the Dutch Financial Supervision Act (Wet op het financieel toezicht / Wft).
  2. The information, prices, calculations, and any AI recommendations displayed through the Service are intended for informational purposes only and do not constitute investment advice, a recommendation to buy or sell, or any other form of financial advisory.
  3. You are at all times solely responsible for your own investment decisions. We recommend that you consult a qualified financial adviser for important financial decisions.
  4. Price and market data are obtained from external sources and may be delayed, incomplete, or inaccurate. InvestTrack makes no guarantee as to the accuracy, completeness, or timeliness of such data.

6. Ownership of Data

  1. All Content you enter into the Service remains your property. You grant InvestTrack a limited licence to process this data solely for the purpose of providing the Service.
  2. You may at any time export your data or request its deletion in accordance with our Privacy Policy.

7. Acceptable Use

You agree to use the Service solely for personal purposes and to:

  1. Not enter unlawful, fraudulent, or misleading information
  2. Not use the Service in a manner that could impair the operation, security, or availability of the Service
  3. Not attempt to gain unauthorised access to systems, accounts, or data of other users
  4. Not use automated systems (bots, scrapers) to access the Service without our prior written consent
  5. Not reverse-engineer, decompile, or create derivative works from the Service

8. External Connections and Third-Party Services

  1. The Service offers the ability to connect with external services (banks, brokers, data providers). The use of these connections is subject to the terms and conditions of the relevant third party.
  2. InvestTrack is not responsible for the availability, accuracy, or security of third-party services.
  3. You are responsible for complying with the terms of any third party you connect with via the Service.

9. Intellectual Property

  1. All intellectual property rights relating to the Service, including but not limited to the source code, design, logos, and documentation, belong to InvestTrack.
  2. Nothing in these terms is intended to transfer any intellectual property rights to you.

10. Liability

  1. InvestTrack is not liable for any direct or indirect damage, including but not limited to financial losses, lost profits, or loss of data, arising from:
    • The use of or reliance on information displayed through the Service
    • Inaccurate, incomplete, or delayed price and market data
    • Investment decisions made on the basis of data in the Service
    • Interruptions, failures, or unavailability of the Service
    • Unauthorised access to your Account by third parties
    • Errors or interruptions in the services of external parties (banks, brokers, data providers)
  2. To the extent permitted by law, the total liability of InvestTrack is limited to the amount you have paid to InvestTrack in the 12 months preceding the event giving rise to the claim, with a maximum of €100.
  3. The limitations in this article do not apply to damage caused by intent or deliberate recklessness on the part of InvestTrack.

11. Availability and Maintenance

  1. We endeavour to keep the Service available but do not provide an availability guarantee.
  2. We reserve the right to (temporarily) take the Service out of operation for maintenance, updates, or improvements.
  3. We are not liable for damage resulting from the unavailability of the Service.

12. Amendment of Terms

  1. We reserve the right to amend these terms. Material changes will be communicated at least 30 days before taking effect, via email or a notification in the application.
  2. If you continue to use the Service after the amended terms take effect, you are deemed to have accepted the amended terms.
  3. If you do not agree with the amended terms, you may terminate your Account.

13. Termination

  1. You may terminate your Account at any time by contacting us at support@investtrack.app or by deleting your account via the settings.
  2. We may suspend or terminate your Account if you act in violation of these terms, after notifying you in writing in advance, unless the nature of the violation requires immediate action.
  3. Upon termination, your data will be deleted in accordance with the retention periods in our Privacy Policy.

14. Force Majeure

InvestTrack is not liable for failure to fulfil obligations as a result of force majeure, including but not limited to disruptions at hosting or cloud providers, internet outages, cyber attacks, natural disasters, pandemics, government measures, or other circumstances beyond our reasonable control.

15. Severability

If one or more provisions of these terms prove to be void or voidable, this shall not affect the validity of the remaining provisions. The void or voidable provision shall be replaced by a provision that approximates the intent of the original provision as closely as possible.

16. Governing Law and Dispute Resolution

  1. These terms and all agreements arising therefrom are governed by Dutch law.
  2. Disputes shall be submitted exclusively to the competent court in the district in which InvestTrack is established, unless mandatory legal provisions dictate otherwise.
  3. As a consumer, you may also make use of the European Online Dispute Resolution (ODR) platform: https://ec.europa.eu/consumers/odr

17. Contact

For questions about these terms, please contact us at: